How much do you spend on the hobby in a year

#41
And you are always certain to get the mail before your wife?
No chance your away one day when one of these checks come and your wife questions it?

I'm not worried about a forensic accountant for reasons I don't need to share with about a thousand strangers.

My method works for me. You asked how I hide it and I told you.
We never open each others mail.
Should that happen and she questions it best to tell the truth and say - "Hey, look at that, looks like I started getting royalty check from XYZ company. And that would be the end of that income stream for mongering.
there are other types of check that occasionally come in that I could make similar statements about.
 

billyS

Reign of Terror
#42
We never open each others mail.
Should that happen and she questions it best to tell the truth and say - "Hey, look at that, looks like I started getting royalty check from XYZ company. And that would be the end of that income stream for mongering.
there are other types of check that occasionally come in that I could make similar statements about.
Why not open a separate account and have them directly deposited?

With check washing so prevalent now I never mail or ask for checks mailed.
 
#43
Why not open a separate account and have them directly deposited?

With check washing so prevalent now I never mail or ask for checks mailed.
I cash (instead of deposit) at the teller. I see no record of the cashed check on my account (I assume the bank may put a hold on the amount until the get their money but I don't see any evidence of that. So as far as my banking history is concerned it never happened.

In those cases where I get a 1099 later there are so many of them that its difficult to reconcile which checks were cashed vs deposited and which were deposited electronically.. Besides mongering I go thru a lot of cash (landscaper, auto repairs/maintenance, restaurants, etc. — anywhere its to my advantage to use cash.)

Also I would think that the check washing is the problem of the institute issuing the check and not the entity it is issued to. Plus looking at these checks I don't see how it can be altered w/o causing evidence. It's not like its a personal check written in ink that can be washed.

BTW, the few personal checks I write* are done in gel pen ink and I press hard to make an indentation of the writing.

*FED, NYS, property and charitable contributions (where I want an image of a cancelled check) and an occasional wedding or birthday. Everything else is electronic
 

billyS

Reign of Terror
#44
I cash (instead of deposit) at the teller. I see no record of the cashed check on my account (I assume the bank may put a hold on the amount until the get their money but I don't see any evidence of that. So as far as my banking history is concerned it never happened.

In those cases where I get a 1099 later there are so many of them that its difficult to reconcile which checks were cashed vs deposited and which were deposited electronically.. Besides mongering I go thru a lot of cash (landscaper, auto repairs/maintenance, restaurants, etc. — anywhere its to my advantage to use cash.)

Also I would think that the check washing is the problem of the institute issuing the check and not the entity it is issued to. Plus looking at these checks I don't see how it can be altered w/o causing evidence. It's not like its a personal check written in ink that can be washed.

BTW, the few personal checks I write* are done in gel pen ink and I press hard to make an indentation of the writing.

*FED, NYS, property and charitable contributions (where I want an image of a cancelled check) and an occasional wedding or birthday. Everything else is electronic
Just because it isn't on your statement doesn't mean there is no record of it some where.

I find it hard to believe that banks are handling our cash to someone and not having a record of it somewhere.

And that the same Forensic Account who is somehow following my withdrawals and linking the cash to my Sugar baby can't go to your bank and find a record you cashing checks.

My point is if a bank is involved I'm sure there is a record somewhere.

Now if your landscaper takes the cash you pay him and goes to a fast house and porks some fat Mexican girl, that cash probably can't be traced by a FA and is probably easily hidden from his wife.

In fact most guys who get paid cash and have two sets of books can easily use some of the cash for mongering without their SO knowing and not traceable by a FA.
 
#45
Just because it isn't on your statement doesn't mean there is no record of it some where.....I find it hard to believe that banks are handling our cash to someone and not having a record of it somewhere.
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I agree that there is a record somewhere. However there is no indication when I look online at my checking account.

Here is an interesting situation:
I had 2 checks on me the other day. One was with me as payee — I cashed that check at the teller. The second check had me and my SO as the payee so I had to deposit it.
Both check were for similar amounts. Nothing appeared online with my account for the cashed check— it like it never happened. The joint check was deposited and $100 was only immediately available and the remainder was available days later.

Perhaps some UG'er who is familiar with banking can illuminate what's going on.
 

billyS

Reign of Terror
#46
I agree that there is a record somewhere. However there is no indication when I look online at my checking account.

Here is an interesting situation:
I had 2 checks on me the other day. One was with me as payee — I cashed that check at the teller. The second check had me and my SO as the payee so I had to deposit it.
Both check were for similar amounts. Nothing appeared online with my account for the cashed check— it like it never happened. The joint check was deposited and $100 was only immediately available and the remainder was available days later.

Perhaps some UG'er who is familiar with banking can illuminate what's going on.
It's called Float amount. It has to do with where the check comes from and who the check comes from.
 
#47
I agree that there is a record somewhere. However there is no indication when I look online at my checking account.

Here is an interesting situation:
I had 2 checks on me the other day. One was with me as payee — I cashed that check at the teller. The second check had me and my SO as the payee so I had to deposit it.
Both check were for similar amounts. Nothing appeared online with my account for the cashed check— it like it never happened. The joint check was deposited and $100 was only immediately available and the remainder was available days later.

Perhaps some UG'er who is familiar with banking can illuminate what's going on.
There would always be a customer facing record of a check that you deposited onto your account —

For the check that you cashed with depositing it, the bank should have asked you for your ATM card and validating your identity as well as your account balances..

I cannot say what criteria they use to cash your check immediately without floating it for a day until it clears, but quite confident they look at a combination of balances, history and balances.
 
#49
Hmm, figure a session a week averaging 300 bucks? (Sometimes more sometimes less)

Christ, 15000 a year. Sheesh. I gotta hit up some of the guys that go to the azn houses every day and ask them if they need a part time assistant lol
 
#50
Hmm, figure a session a week averaging 300 bucks? (Sometimes more sometimes less)

Christ, 15000 a year. Sheesh. I gotta hit up some of the guys that go to the azn houses every day and ask them if they need a part time assistant lol
I figure someone who partakes in this hobby must be fairly successful or financially sound, lets say annual income is $500k.

your take home would be about 300k,
1/3 for housing,
1/3 for investments/savings/retirement,
1/3 for living expenses, so out of the 100k annual living expenses (food, commuting, supplies, etc misc),
lets say carving out 10-20% for fun / self care, or ~15k annual monging budget. Depending on when your payroll taxes max cap out, and u get more from your pay check, u can back load ur mongering schedule to later months. The 15k budget is substantial, u could get plenty out of that and stretch it out based on provider and neighborhood.
Seems u can get a HJ/bj for $60 in flushing, 150-200 legit-ish massage (ymmv),
or gfe in parsons/linden fast houses for $240-300 or go into the city spas and splurge for top shelf $400-500 product. Its how u stretch it…i try to keep of my transactions around $150 - $200 to get maximum quantity, if shes a gorgeous stunner with huge knockers, id bump that up to $250-300 tops.
Hope some of tnos made sense, hard
To write coherently while taking ambien. Night fellow
Mongers
 
#51
I figure someone who partakes in this hobby must be fairly successful or financially sound, lets say annual income is $500k.
I know there’s some pretty rich fellas on this site, especially with the board’s focus on the NY area, but the average monger is not making $500k/year. Most are still normal working class stiffs probably in the $75-100k range, and can still have plenty of fun in the hobby.

And regarding hiding money from SO for this activity, I’d always suggest that anyone on here who isn’t married but becomes so, keep your money separate even after marriage. It’s becoming a little more common and I personally love it. We have a joint that we each regularly contribute to but we also keep most of our income in our own accounts so that we can spend on whatever we want without needing permission from the other so we don’t argue about money. I only drop about $5k a year doing this but never any challenges hiding the spending.
 
T

tony soprano

#52
Thought about this one for a while. Never really tracked how much is spent on this hobby - I would estimate between $4k-$6k annually. Rather pedestrian compared to some others here. I’ve also been successful in the work place with non working girls so there is that part that probably cost me another $10k-$15k in travel, hotels, and dinners - that’s what I paid for, I’m sure I’ve slipped a few meals in on the expense report too!
 
#54
These past two years for whatever reason I’ve ramped up my mongering adventures and I’m pushing 40-50k per year.

This includes everywhere from 60$ fast house visits to 3k meets with mainstream porn stars. Sad thing is I have multiple 5-700$/hr girls who throw it to me for free or super discounted often but I don’t for some reason go to that well much.

I’d think long and hard to get a Solid number but I don’t want to hate myself any more than I already do.
 
#56
I know there’s some pretty rich fellas on this site, especially with the board’s focus on the NY area, but the average monger is not making $500k/year. Most are still normal working class stiffs probably in the $75-100k range, and can still have plenty of fun in the hobby.
….
I only drop about $5k a year doing this but never any challenges hiding the spending.
Yes agreed, I guess I meant the ones dropping +50k annually on the hobby. When I was making 100k, I capped out my monger budget at ~ $1500, this was roughly $100-200 a few times a year, it was mostly budget friendly massages with HE or just a thrilling dick flashing (personal kink), didnt really venture often into the full on hooker leagues yet. But also bc i felt a good hour long oily sensual massage was way more relaxing than a 20 min bang session.

which makes me beg the question, which are ur guys method for destressing/what feels ultimately better? Mine is at this time still a sexy pampering massage. I might enjoy the full on fuck sessions once i get more experience with them.
 
#57
Married with kids and lots of expenses. I spend ~$15k/year, about 5% of my salary.

What arguably costs more than the pros I see is the amount of time I spend online involved in all the pussy forums. Am sure I spend at least an hour day which would be better spent on my job (better performance, bigger bonus) or my family.
My guy, I know exactly how your feeling, big time. I was out of the game for a long time as i resorted to cheaper methods to relieve tension,eg pornhub. I just recently relapsed into the hobby recently after feeling stressed the hell out from work and marriage troubles.

I've been on this forum and checking my burner accounts frequently as of late and sometimes during work calls and I’m fumbling when i get asked something like i wasn’t paying attention. Its a struggle to stay focused while trying to make the medium-big bucks. Just need to get it out of my system so i can regain post-nut-clarity…

With that said $15k is a healthy amount of action. To date, I’ve prob spent under $1k, once session every few months, on various mongering and mongering-related activities like getting a brazilian wax so the aesthetician can work my cock n balls. But do fear im gonna exceed $5k in the next year based on my pent up long overdue cravings, tho less than most of yall here, its a lot for my frugal mindset…
 
#58
Married with kids and lots of expenses. I spend ~$15k/year, about 5% of my salary.

What arguably costs more than the pros I see is the amount of time I spend online involved in all the pussy forums. Am sure I spend at least an hour day which would be better spent on my job (better performance, bigger bonus) or my family.
Is it 15% of your salary or 15% of your after tax income?
In either case I don't see how I could possibly hide 15% of my after tax income for mongering. How do you do it?
 
#60
Is it hard to hit up the ATM and take out $300-500 at a time? Does wifey track financial statements?
No — all, i.e., non-mongering cash (her and my hair cutter, house cleaner, landscaper, restaurants, etc) should average perhaps 400 a week. The rest of our spending is on credit cards with some big checks expenses where I want a paper record, e.g., taxes, charities weddings

The answer "Does wifey track financial statements?" no as she has no reason to do that — right now.

However shit happens and there may come a time where she is interested in seeing them and to ask "Gee, how do we spend 700 a week in cash?" You don't have to be a forensic accountant to figure out that excess $ are going somewhere.

for those of you guys who have gone thru a divorce, you may recall signing a statement declaring all your financial assets. Do you really want to lie on such a document that is put before a judge?
 
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