Yes, the overall survival rate is as you indicated (actually I believe a bit higher). But here is the thing — the survival rate can be broken into 2 groups: those under 65 and with no comorbidity factors (where the survival rate is 99%+) and those over 65 and those with comorbidity factors such as diabetes , chemotherapy, immune deficient diseases, obesity to name a few where the survival rate is much lower (how do you think we got to 290,000 dead in the US in 9 months with an accelerating rate — 2,542 dead on Nov 8 ?) .
So you are correct, from your point of view, "I don’t think that all the rules and rush to get a vaccine make very much sense based on that" - assuming you have no comorbidity factors.
There are some, some college kids on spring break come to mind, that may have the attitude, as I facetiously posted in #715 above, "Nah, what have "those vulnerable" done for me lately?
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BTW, Sweden, up until recently, had the attitude of protecting the vulnerable best they could and all other living life with minimal precautions whereas neighboring countries took the lockdown and mask approach. Those neighboring countries shut down the border (with Sweden but not each other). as they didn't agree with that philosophy.
Well Sweden has just reversed itself and is going lock down and masks route. Turns out to date that they had 10X the deaths of the other countries.
One more thing (in my long winded post) the survival rate you posted means the rate of those being not dead. I know of 2 people, a woman, nurses aide, who got COVID in april. She is 32, spends her days in a dark room (helps a bit with her debilitating headaches) and has overwhelming fatigue. I have an uncle who survived COVID but ended up with blood clots in one leg and nerve damage. He is relearning how to walk. As I posted before I personally know of 6 people who died from COVID. Since I retired my sphere of people I know has dropped down to perhaps low 100's and 8 of them have life altering events.