Difference in that if you sell a TIPS prior to maturity you get whatever the market rate is. Not so with I Bonds as once you get past 5 years the accrued value cannot go down. When you redeem it you get principal plus all accrued interest. You cannot lose money on IBonds, you can on TIPS.
If you want proof of that look at recent performance of TIPS ETFs and TIPS mutual funds.
Only If you hold IBonds and TIPS to maturity there is no difference.
If you want proof of that look at recent performance of TIPS ETFs and TIPS mutual funds.
Only If you hold IBonds and TIPS to maturity there is no difference.
I dump large sums of cash in and out of TIP regularly.
I have I bonds but its peanuts