Technically yes, because before using the "Visa" logo credit card function, the card must be registered through a banks' 2001 PATRIOT ACT and 1978 BANK SECRECY ACT (KYC, CIP, CDD/EDD, etc. .)
Essentially multiple laws require that to use a bank's services you must voluntarily waive your 4th, 5th and 6th Amendment protected civil liberties; but it also makes it illegal to bank with an organization that isn't licensed by a states' banking department (i.e. NYS DFS) or the Federal Goverment, if you want to try and bank avoiding the Goverment Mafioso
A gift card would be an exception but you can't use "TGI Friday's" gift cards to transfer money.